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Overall, the shortage of housing paired with a robust job market should keep the housing market strong and growing, short of an unexpected event and despite the contrary pressures that may be created by the tax bill. Home prices will continue to increase around the country in most markets.

Mortgage rates will rise, causing people to move less often. Partly sunny, with mix of clouds. In a word, uncertain. The basic economic measures are reasonably good. The job market is growing, albeit slower than some would like, but growing.

The lower inventory of homes for sale remains low. This should be good for sellers, but the uncertain impact of the new tax laws may give potential buyers pause and thus reduce demand. There is much noise currently about the negative impact of the new tax laws on housing prices that may lead buyers to offer lower prices to sellers. Sellers may be reluctant to lower their asking prices until there is more certainty on the tax law impact.

I believe that strong market towns will continue to be strong as the community characteristics, school system reputation, proximity to transit and other features will offset the tax law impacts. On the other hand, towns that do not have those advantages may suffer greater reductions in home prices as there is little to offset the tax law impacts.

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What kinds of housing are in greatest demand in New Jersey, and does that match what is being built? The greatest demand is for higher-density townhomes, condominiums and rentals near mass transit. That housing is being built in those towns that have undergone a redevelopment analysis and revised their zoning to allow it.

In those towns that have not undertaken to amend their master plans and zoning to attract the younger generations, that type Casino online real money njmls rentals housing is not being built. The belief that higher-density housing is bad for a suburban town because it brings in too many schoolchildren persists despite a decline in pupil enrollment in many towns. There are a sizeable number of commercial and other non-residential structures that have outlived their usefulness but are in desirable locations and could be converted into residential uses.

All towns should take a look at their inventory and take steps to allow the conversion of these buildings to residential. Average home values in most municipalities in New Jersey remain well below what they were more than a decade ago. Do you see that changing any time soon? Average is a dangerous term here. In those municipalities with the advantages of market-favored locations, good school system reputations, proximity to mass transit, home values have largely recovered or surpassed the pre-recession values.

Other towns not fortunate to have those advantages will continue Casino spil for sjova-almennar tryggingar hfsfcu struggle.

The new tax laws will only make the home value recovery more difficult. The type of home also has a large impact on the value recovery analysis. Older homes that have not been upgraded will continue to decline in value. Location is still the major factor in value analysis. Look at the steep increase in home values in some older towns in close proximity to transit. During the latter part of the 20th century, most new development was in the outer suburbs. Now, the more desirable locations and most new housing is in the municipalities close to mass transit.

We have also benefited from a low interest rate for many years. Interest rates are likely to rise in the next two years, which will likely not help values. And, by the way, those pre-recession home values were not sustainable and the frothiness was the result of speculators and horrible lending practices. Phil Murphy implement that would benefit homebuyers and developers? I think the allowance of full deduction of property taxes on state income tax returns would be of some help.

In addition, a full review of the entire state tax structure should be undertaken.

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Taking a holistic view of all revenues and expenses at all levels of government has not been done since the s. That is long overdue. A review of the overall land use process from the Municipal Land Use Law through the county and state administrative policies and regulations would also be helpful in finding ways to shorten the regulatory process and align with market needs without sacrificing environmental safeguards.

A comprehensive plan to better coordinate the needs of businesses and residents is needed. New Jersey is in competition with the rest of the country for jobs and talent and cannot afford to allow outdated laws and regulations at all levels of government to hurt us in that competition.

Nimble and flexible are not terms normally associated with government. But the state needs to be more nimble and flexible to compete. Byrne, who died on January 4 at 93, has been widely mourned as a man who could work across the aisle to get things done.

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A prosecutor and World War II bomber-navigator, Byrne will be remembered by some for his life of public service, but for many New Jersey residents his legacy is evident whenever they look at their tax bills. The heart of the package would be a new statewide income tax, which went into permanent effect in Four decades later, the plan has failed on both counts.

For those who entertain fantasies of a value-added tax replacing the federal income tax, take heed. Even with such an increase, the income tax has never had much of an effect on the property-tax burden.

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For all this largesse, the percentage of third-graders who met or exceeded expectations on state exams that year was less than 28 percent in math and 24 percent in reading. Mayors across the United States say that housing costs are the biggest reason that people are moving away from cities, according to a new survey released Tuesday. According to the Menino Survey of Mayors, 51 percent of leaders in cities said housing affordability is the most common reason that people move away from cities, followed by jobs, schools and public safety concerns.

Their plans face obstacles, and not every state is pursuing the same strategy. The potential drop in federal revenue reflects a furious burst of creativity among state lawmakers and tax experts in response to the Republican-sponsored federal tax-overhaul legislation that President Donald Trump signed last month.

One controversial piece of the new law caps a previously unlimited federal tax benefit that individuals in high-tax states get by deducting the state and local taxes they pay.

Now, various states are considering circumventing that limit by switching from a state personal income tax to an employer-paid state payroll tax calibrated to produce the same amount of revenue.

Employers can deduct payroll taxes fully on their federal returns. New York state budget director Robert Mujica says lawmakers will have draft legislation to debate within 30 days. Wall Street warns New Jersey home values could tumble 7. A pair of federal and state tax policy decisions could deliver a double whammy to New Jersey and its homeowners, a Wall Street credit-rating agency warned on Monday.

Just days after outgoing Gov. The reduction in corporate and personal income taxes backed by congressional Republicans and signed into law by President Donald Trump could result in the average value of a New Jersey home dropping by 7. On top of that, a Christie-backed reduction in the state sales rate that took effect Jan. Small, Ethnically Diverse and Drake casino free spins code. Masara, 41, who works for a venture capital firm in Midtown Manhattan, wanted a slower pace and initially considered Westchester County.

But her research into home prices pointed her to New Jersey. Last spring Casino online real money njmls rentals closed on a three-bedroom, two-bath colonial near a nature preserve in the leafy Fairmount section of Hackensack. Her new address is a mile from the shopping she prizes — the Whole Foods Market in Paramus.

She and her daughters, who attend school in Manhattan, have a reasonable mile, minute bus ride to the Port Authority terminal. Everyone looks out for everyone. My older daughter even has been asked to babysit.

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Is that all you get for your money? The advent of shopping malls in Paramus touched off a long decline that the city is now addressing in earnest. Six years after a zoning change permitted residential construction in a swath of downtown deemed in need of rehabilitation, about 10 rental apartment projects are in varying stages of construction or planning. One, Meridia Metro, with units, was completed in The Current on River, with units, is going up on the site of a former tennis club.

An art deco, story bank tower and an adjacent building are being converted into luxury apartments. The projects include fitness centers, rooftop decks and other amenities Casino online real money njmls rentals by young professionals, and those fronting Main Street will have ground-floor retail. Lombardo, chairman of the Hackensack Main Street Business Alliance, the public-private partnership championing the redevelopment. But we want lots and lots of eateries, maybe even a brew pub or an active brewery.

NJ foreclosure rate tops the nation inreport finds. Nationwide, the seven counties with the worst foreclosure rates are right here in the Garden State. The report pointed to 57, New Jersey properties with a foreclosure filing — default notices, scheduled auctions or bank repossessions — in While the nation hit an year-low for the number of homes repossessed by lenders, New Jersey reached an year-high in the same category, experiencing a 19 percent increase from New Jersey also ranked among the worst states for the average time it takes for a foreclosure to move from start to finish 1, daysand the share of loans in foreclosure that originated between and 20,known as legacy loans.

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